Rural Financial Counselling
Free, confidential and independent financial counselling for farmers across Western Victoria
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Practical support for farmers through pressure, recovery and change
Farming can be rewarding, but it also comes with challenges. Seasonal conditions, rising costs, market fluctuations, succession planning and unexpected events can create uncertainty and place pressure on farm businesses and families.
RFCS Victoria West provides free, confidential and independent financial counselling to help farmers understand their financial position, explore options and make informed decisions for the future.
Whether you're planning ahead, navigating financial pressure or recovering from drought or disaster, our team is here to help.
how we can help
Gain clarity around cash flow, debt, business performance and financial pressures so you can make informed decisions with confidence.
Understand your financial position
Explore options and opportunities
Work through practical options for your farm business, including recovery planning, restructuring, succession and future planning.
Prepare for important conversations
Get organised before speaking with banks, lenders, accountants, creditors and government agencies.
Access grants and assistance
Understand what support programs, grants and assistance may be available and how to access them.
Navigate drought and disaster recovery
Receive practical support during drought, fire, flood, storms and other significant events impacting your farm business.
Connect with additional support
Where appropriate, we can help connect you with wellbeing support, community services and other trusted referral pathways.
SUPPORTING FARM BUSINESSES ACROSS WESTERN VICTORIA
Our locally based rural financial counsellors understand the realities of farming and regional life.
Many of our team have strong agricultural backgrounds and experience working alongside farming families through seasonal challenges, industry change and business transitions.
We take the time to understand your situation and work with you to identify practical next steps that align with your goals.
YOU DO NOT NEED TO BE IN CRISIS
Testimonials
When you have someone who can provide clarity ... it helps you move forward ... there's been a lot of changes and a lot of challenges. The mental relief and knowing that things will get better with mental clarity ... it's a tick in the box.
