SMALL BUSINESS SUPPORT

Free, confidential and independent support for eligible small business owners across western Victoria.

Call Us

Practical support for small business owners through pressure, recovery and change

Running a small business comes with challenges. Rising costs, changing economic conditions, workforce pressures, disaster recovery and cash flow concerns can place significant pressure on both businesses and business owners.

RFCS Victoria West provides free, confidential and independent support to eligible small business owners across western Victoria, helping them understand their financial position, explore options and make informed decisions for the future.

Whether you're planning ahead, managing financial pressure or adapting to change, our team is here to help.

how we can help 

Gain clarity around cash flow, debt, business performance and financial pressures so you can make informed decisions with confidence.

Understand your financial position

Explore options and opportunities

Work through practical options for your farm business, including recovery planning, restructuring, succession and future planning. 

Prepare for important conversations

Get organised before speaking with banks, lenders, accountants, creditors and government agencies. 

Access grants and assistance 

Understand what support programs, grants and assistance may be available and how to access them. 

Navigate drought and disaster recovery

Receive practical support during drought, fire, flood, storms and other significant events impacting your farm business. 

Connect with additional support

Where appropriate, we can help connect you with wellbeing support, community services and other trusted referral pathways. 

SUPPORTING REGIONAL SMALL BUSINESSES 

Our team understands the important role small businesses play in regional communities.

We work alongside business owners to help them better understand their situation, identify opportunities and navigate challenges with confidence.

Our approach is practical, respectful and tailored to the individual needs of each business.

SUPPORTING SMALL BUSINESS OWNERS, NOT JUST BUSINESSES

Financial pressure can affect more than the business itself. It can impact confidence, wellbeing, relationships and decision-making.

That's why our support focuses on the whole person, helping business owners access practical assistance and connect with additional support where needed.

Running a small business in a regional community can bring significant pressure, uncertainty and personal stress.

In this video, Lauren shares her experience as a regional small business owner and reflects on the challenges, decisions and support that helped her navigate a difficult period.

Her story highlights the importance of practical support, trusted conversations and early connection to services that understand the realities facing regional businesses and communities.

Lauren's Story

YOU DO NOT NEED TO BE IN CRISIS

Many people contact RFCS Victoria West before problems become overwhelming.

Whether you're planning for succession, considering business opportunities, reviewing your financial position or preparing for future challenges, early support can help you make informed decisions and build confidence.

Call us 1300 735 578request support online

Testimonials

01

Before contacting the Small Business Support team, I felt overwhelmed and unsure what options were available to me. They helped me better understand my financial position, work through my priorities and develop a clear plan for moving forward. Having someone independent to talk things through with made a real difference to both my business and my confidence


02

I think soon after I contacted the service I realised what support the counsellor was being for me."

I was concerned contacting the service [about my] pride, but the counsellor was fantastic. She was extremely supportive, she was a farmer herself…”

Next
03

“The rural financial counsellor lives in our community and is within reach… he just knows the situation locally.”

“I’ve become more confident over the years thanks to a financial counsellor. It’s helped me achieve my goals every year.”

Next