Running a small business comes with challenges. Rising costs, changing economic conditions, workforce pressures, disaster recovery and cash flow concerns can place significant pressure on both businesses and business owners.
RFCS Victoria West provides free, confidential and independent support to eligible small business owners across western Victoria, helping them understand their financial position, explore options and make informed decisions for the future.
Whether you're planning ahead, managing financial pressure or adapting to change, our team is here to help.
Gain clarity around cash flow, debt, business performance and financial pressures so you can make informed decisions with confidence.
Work through practical options for your farm business, including recovery planning, restructuring, succession and future planning.
Get organised before speaking with banks, lenders, accountants, creditors and government agencies.
Understand what support programs, grants and assistance may be available and how to access them.
Receive practical support during drought, fire, flood, storms and other significant events impacting your farm business.
Where appropriate, we can help connect you with wellbeing support, community services and other trusted referral pathways.
Our team understands the important role small businesses play in regional communities.
We work alongside business owners to help them better understand their situation, identify opportunities and navigate challenges with confidence.
Our approach is practical, respectful and tailored to the individual needs of each business.
Financial pressure can affect more than the business itself. It can impact confidence, wellbeing, relationships and decision-making.
That's why our support focuses on the whole person, helping business owners access practical assistance and connect with additional support where needed.
Running a small business in a regional community can bring significant pressure, uncertainty and personal stress.
In this video, Lauren shares her experience as a regional small business owner and reflects on the challenges, decisions and support that helped her navigate a difficult period.
Her story highlights the importance of practical support, trusted conversations and early connection to services that understand the realities facing regional businesses and communities.
Before contacting the Small Business Support team, I felt overwhelmed and unsure what options were available to me. They helped me better understand my financial position, work through my priorities and develop a clear plan for moving forward. Having someone independent to talk things through with made a real difference to both my business and my confidence